817-896-6416
McMillan Insurance Agency
Page Title Here
Universal Health Care








Do you know the meaning of Universal Health Care?

Universal Health Care is a government-operated, tax funded
system.  Some refer to it as "Free" health care.

"Free" health care, since when is anything "free"?  Expenses
for health care would be paid for with higher taxes and
spending cuts in places such as defense, education, etc.  
What good is it to wipe out a few hundred dollars a month in
health care premiums if your taxes go up that much and more.
 If we cut education spending or Aids research, is it worth it?

Shifting the control over to the government to decide what is
best for your health care.  Do you seriously want the
government to decide what is best for your you, or better yet
your child?

Policy holders should ignore imagined outcomes and focus
closely on the performance of the existing models, such as
the British and Canadian systems.  Leading to many adverse
effects:

1.
 Long Waits.  Doctors say you are more likely to die on the
waiting list than the operating tables.  Just a referral in
Canada to see a specialist takes up to 17 weeks to be seen.  
Hip replacement or heart surgery averaged 10 months to 2
years to be operated on.

2.  
Rationed Care.  Price controls result in strict drug
formularies, reduced drug, technology and medical research.  
The shortest way to control this will be through fewer
products and services, limited treatment options, limiting
surgery for the elderly, restricting dialysis, restricting things
such as chemotherapy for some cancers, limited MRI
availability, restricting access to specialist.  Following with
nurse and doctor shortages.  These are not possibilities that
have been stated.  These are true facts that are effecting the
current government run systems.

3.
 Patient Flexibility.  Current systems in place limit where
you are allowed to receive treatment.  Do you really want to
be told you cannot go to the best cancer specialist?  Do you
want to lose the freedom that we have in our American health
care system today?

We indeed have the best health care system.  We personally
plan on fighting and educating others to keep it that way.  
Without your health, what do you have?  We want to make
sure that everyone receives the best treatment possible at
what ever cost.

4.  
Technology.  In government run systems technology is
slower and outdated.  Cost out way the benefits causing
investment to be much slower.

Think about it, if treatment is limited due to lack of equipment
or doctors.  What is it really going to be like?  Reality of that
seems scary.  

It is a fact, they will go by a number, as far as funds to operate
the system.  So they will be the ones deciding where, when,
what and how treatment is allowed.  If we are going to pay for
it with our tax dollars anyway, it is a no brainer that having the
freedom to choose our treatment and doctors is our right.  Not
the right to have health care.  But, right to choose what our
money is paying for.

Just because there are Americans that are uninsured doesn't
mean they can't receive health care.  Non profit organizations
and government run hospitals provide services to those who
do not have insurance.  It is illegal to refuse medical services
due to lack of insurance.  Better than more likely to die on the
waiting list.

We already have Medicare for the elderly and poor.  There is a
place in government to help those that are unable.  There are
also those who choose not to spend their money on health
care.  Fundamentals should come before luxuries in life.

It is true the United States spends more on health care than
any other country and treat less people.  Do not forget that
doctors and nurses are paid much less in the government run
systems causing shortages.  Research costs and the
development of drugs bring up our cost as well.  This in return
benefits the rest of the world, consider it capitalist goodwill.

Due to the rising cost in health care, we must do something
about it.  No easy answer is available.  Wish life was that
simple.  But, we know from experience which system is best.  
Private health care encourages competition and innovation
resulting in greater cost control and effectiveness.

                  Steps to changing Health Care

1.  Adding prescriptions plan in place for the seniors.
2.  Adding more health centers to aid the poor.  This is done to
     help cut down unnecessary visits to the emergency room.
3.  Expand health savings to help lower the cost of the current
     system, putting patients in more control of how their health
     care dollars are spent.  When this happens they demand       
     more value for the buck, resulting in lower costs.
4.  Moving toward more HSAs , which is already showing care   
     that is more affordable and accessible.  Along with a tax       
     free savings.   Then, make them portable from job to job        
     nation wide, we will be making a step in the right direction.
5.  Adding a tax credit to help low income people to be able to  
     purchase it.
6.  Electronic health records that keep from duplicate tests,      
     less risk from hand written errors, reduce overhead,               
     which in return will reduce costs, save lives and increase     
     care.
7.  Create association plans for small business to band               
     together to purchase insurance at a discount.
8.  Prevent frivolous lawsuits which out of 100 billion last           
     year, 28 billion went to us tax payers.

Have you ever wondered why Auto and Home Owner
Insurance is mandatory and health is not?  The greatest risk
of all.  Mandatory Insurance for all would bring down costs
significantly.  


If we want to keep our great Freedom of choice, we need to
change.  Universal Health Care is not "Free", but will take our
FREEDOM as Americans away.  So ask yourself, is it worth it?



http://seattlepi.nwsource.com/opinion/228825_health17.html
http://www.cbsnews.com/stories/2005/03/20/health/main681801.shtml?cmp=EM8705
http://www.foxnews.com/story/0%2C2933%2C132785%2C00.html
http://www.reason.com/news/show/34162.html
http://www.self-gov.org/freeman/8903lemi.html